Overview

MeridianLink’s Xpress Accounts™ makes it easy for financial institutions to enroll new applicants by automating the process.

Xpress Accounts™ offers an instant “apply now” functionality to your existing website that enables potential applicants to apply for membership online 24 hours a day, 7 days a week. On the back-end, Xpress Accounts™ consolidates applicant data from all your existing channels (Web, Branch, Call Center, Indirect, and Kiosks) to raise productivity, reduce fraud, and increase member satisfaction across the board.

Xpress Accounts™ features credit-reporting, ID verification, screening, automated decisioning, electronic fund transfer for initial deposits; and cross-selling for loans and credit cards. Scoring rules and decisions criteria are fully customizable and additional 3rd party authentication processes can also be integrated into the system. And our online switch kit makes it easy for your applicants to transfer their other financial relationships to you.

Xpress Accounts supports easy 1-step export to many popular core systems for new account creation.

Lastly, Xpress Accounts™ fully integrates with LoansPQ™, a Web-based, end-to-end, consumer loan management solution specifically designed for credit unions.