| Overview
MeridianLink’s Xpress
Accounts™ makes it easy for financial institutions to
enroll new applicants by automating the process.
Xpress Accounts™ offers an instant “apply now”
functionality to your existing website that enables potential
applicants to apply for membership online 24 hours a day,
7 days a week. On the back-end, Xpress Accounts™ consolidates
applicant data from all your existing channels (Web, Branch,
Call Center, Indirect, and Kiosks) to raise productivity,
reduce fraud, and increase member satisfaction across the
board.
Xpress Accounts™ features credit-reporting, ID verification,
screening, automated decisioning, electronic fund transfer
for initial deposits; and cross-selling for loans and credit
cards. Scoring rules and decisions criteria are fully customizable
and additional 3rd party authentication processes can also
be integrated into the system. And our online switch kit makes
it easy for your applicants to transfer their other financial
relationships to you.
Xpress Accounts supports easy 1-step export to many popular
core systems for new account creation.
Lastly, Xpress Accounts™ fully integrates with LoansPQ™,
a Web-based, end-to-end, consumer loan management solution
specifically designed for credit unions.
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