 |
|
| Feature |
|
Benefit |
| Applications can be saved and retrieved
by applicants. |
 |
Allows applicants to complete applications
at their convenience. |
|
| Applicants are automatically cross-qualified
for other loans. |
|
Provides for instances where applicants
might need more than one loan, such as debt consolidation. |
|
| Integrated WebMS Messaging System allows
instant messages to loan officers. |
|
Eliminate phone tagging and reduces phone
calls. Enables your applicants and loan agents to quickly
correspond with one another. All correspondence is logged
in the system so loan agents can review the history of
a loan file discussion and offer quick answers. |
|
| Loan Center
allows applicants to check on their loan status. |
|
Makes it convenient for your applicants
to receive loan status updates on their own time. |
|
| Secure multi-layered architecture using
the latest technology. |
|
Dual firewalls constantly run detection,
prevention, and reaction processes. In addition, our staff
is trained to monitor system stability and security to
make sure nothing jeopardizes system availability. |
| |
|
| Feature |
|
Benefit |
| Flexible and scalable loan management system. |
|
LoansPQ can be used by institutions of
all sizes to streamline the loan processing flow. It will
meet your needs today as well as when your business develops
and grows. |
|
| Redundant infrastructure with no single
point of failure. |
|
Provides maximum reliability. |
|
| Collects applicant information, analyzes
credit and loan data, then delivers an automated decision
to the applicant within 20 seconds! |
|
Instant responses encourage applicants
to move forward with their applications. However, if
an applicant is not immediately approved, they are notified
that their application is under review; a loan officer
will have the option of either rejecting the application
or making a counter-proposal. |
|
| Centralized management of IT. |
|
Allows you to bypass complicated software
installation for easy dissemination of new features and
fixes. This reduces the total cost of ownership for information
technology that the lender needs to run its daily operation. |
|
| Customizable pre-qualification engine. |
|
LoansPQ can incorporate YOUR specific
underwriting rules to lower risk and provide consistent
underwriting. |
|
| Instant cross-selling capabilities. |
|
Offers multiple, pre-approved loan products
to the same consumer with a single submitted credit application
using our patent pending recommendation engine. |
|
| Streamline lending operations by providing
a vital link between front-end marketing (new loan acquisition)
and the back-end processing. |
|
Reduces processing costs and time spent
on loan applications that do not qualify. For loans that
do qualify, reduces labor cost by minimizing data entry
in the underwriting process. |
|
| Seamlessly exports loan information into
loan origination system software. |
|
Easily integrates LoansPQ into your existing
workflow. |
|
| Comprehensive administration and management
reporting system. |
|
Generates reports using a variety of parameters
and within a date range. Format the reports according
to your needs. |
|
| A 24/7 “virtual lending center." |
|
Provides you a competitive edge to generate
significantly more revenue |
|
| User-friendly system. |
|
Reduces the learning curve for new employees. |
|
| Private-labeled system. |
|
Remains consistent with corporate branding
objectives so that your customers don't know they are
being re-directed to a third-party for a loan. |
|
| Employees can securely access the system
from anywhere, anytime. |
|
Allows CU to offer a flexible work environment. |
|
| Captures signatures using an electronic
signature pad with LoansPQ’s Digital Signature
feature. |
|
Enables a paperless working environment
where you can capture signatures and archive forms and
documents for quick retrieval. Since these files are stored
remotely and back-ups are performed on a daily basis,
you will never have to worry about losing your files. |
|
| Letters, applications, and related forms
can be integrated into LoansPQ. |
|
Your letters, applications, and other loan
documents can be digitized. When applicants fill out these
digitized forms, they can be saved as electronic copies
and archived. |
|
| Open-end XML system.
|
|
Using XML provides easy integration with
old and new systems— allows for quicker response
times to new opportunities. |
