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Utilizing your home banking platform, the system allows new and current members the ability to open and fund accounts quickly and easily – 24/7 – from the convenience of their home or office.
All decisioning criteria, scoring rules and work flow engines are completely customizable to accommodate your business needs. XpressAccounts™ automatically consolidates data from all existing channels and merges the information with third party verifications. This safe and practical technique raises efficiencies and reduces fraud while improving your customers’ experience across the board.

• Give consumers the convenience and service they want 24/7.
• Make it fast and easy to open and fund accounts.
• Cross-sell any financial products and loans.
• Optimize the opening of accounts via every channel
— branch, call center, indirect, kiosk and web. |
| New Accounts Made Easy |
| XpressAccounts™ makes it fast and simple to open a new account online 24 hours a day, 7 days a week, enhancing the convenience and delivery of all financial services. On the back-end, XpressAccounts™ easily consolidates data from all existing channels — web, branch, call center, indirect, and kiosks — to raise productivity, reduce fraud and increase consumer satisfaction. |
| Cross-Selling Made Automatic |
| XpressAccounts™ features credit-reporting, ID verification, screening, automated decisioning, electronic fund transfer for initial deposits; and cross-selling for loans, credit cards, and all other financial products. Our online “switch kit” makes it smooth and seamless for applicants to transfer their other financial relationships to your institution. Scoring rules and decision criteria are fully customizable and additional third party authentication processes also can be integrated into the system. |
| Integration Made Seamless |
| MeridianLink applications are designed with integration simplicity in mind. XpressAccounts™ provides a streamlined one-step export to most popular core systems, eliminating data re-keying and making new record creations a snap. The seamless in-depth integration with core processors and LOS systems provides convenient and error-free transfer of data and implementation. In addition, our applications have broad support among industry leaders; and we are able to provide tight integration with popular third-party products. |
| An End-To-End Financial Services Solution |
| By combining XpressAccounts™ with LoansPQ™ MeridianLink is able to provide the only web-based platform that fully automates all financial services — from new accounts through loan processing — in one easy-to-use system. Financial institutions can handle requests to open new accounts, provide consumers with pre-approval offers for various loan products, and process loans within one seamless online platform. Executive information and reports allow financial institutions to keep a finger on the pulse of business and maintain ongoing control of new accounts and deposits in relation to lending activity. Learn more about LoansPQ™. |
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